Credit Analyst


Fair, Focused, Forward 

Founded in 2013, iBanFirst is headquartered in Brussels, has offices in Paris, Dijon, Antwerp and Rotterdam and serves more than 4,000 customers all over Europe. iBanFirst provides an online platform for multicurrency transactions enabling a payment experience and package of financial services addressing the needs of SMEs in their daily operations. 

iBanFirst has raised €46m from Xavier Niel and leading European VC funds; SerenaBreegayElaia and Bpifrance. It was recognised as ‘Fintech Scale-up of the Year’ in Belgium in 2018 and listed in several rankings including Deloitte Technology Fast 500 EMEA (2018), Deloitte Technology Fast 50 (2018 and 2019) and KPMG Fintech100 Leading Global Fintech (2017). 

Why work for us? 

Being part of our team is a unique opportunity to develop your skills and progress rapidly in an environment at the cutting edge of innovation. 

Job description

iBanFirst is reinforcing its Risk Department and hiring a Credit Analyst to cover the German market. This is a major opportunity to join a fast-paced, challenging and successful startup. This transversal position is highly strategic in the company’s development.

The position will be based in our brand new Munich office. 

What you will do

Reporting to the Head of Risk responsibilities will include:

1. Ownership of the credit process

  • Gathering data on clients;
  • Performing Financial analysis;
  • Credit scoring;
  • Preparing risk applications;
  • Providing with a risk recommendation;
  • Presenting to the Head of Risk and the credit committee.

2. Reporting

  • Weekly reporting on products generating credit risk;
  • Monthly reviews to investors;
  • Quarterly reviews on the department’s KPIs.

3. Product development

4. Working hand in hand with…

  • the sales department to understand our clients’ needs;
  • the product team to improve client experience;
  • the marketing team to enhance client acquisition.

Preferred experience

Required Qualities

  • Min 3-year experience as a credit analyst in a major bank in Germany
  • Knowledge on hedging products and capital market counterparty risk
  • Additional experience in a startup environment is appreciated…

Required Knowledge

  • Rigor, rigor, rigor
  • Analytical
  • Thick-skinned
  • German native level and English mandatory
  • Dutch or French are a plus
  • Excellent command of Microsoft Suite

Or, know someone who would be a perfect fit? Let them know!


Landsberger Str. 93
80339 München Directions

Workplace & Culture

At iBanFirst, we love people who are motivated, passionate, independent and flexible, with an entrepreneurial spirit. If they’re excited about financial technology (FinTech), that’s a great bonus!

We are successful not only because of our innovative technology and service solution, but also because our team is fun, talented, creative and keen to excel.

iBanFirst it's 9 different nationalities throughout Europe, (Paris, Brussels, Antwerp and Dijon).

Already working at iBanFirst?

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